[9] The lender's investment in the loan is not normally protected by any government guarantee. On some services, lenders mitigate the risk of bad debt by choosing which borrowers to lend to, and mitigate total risk by diversifying their investments among different borrowers.
Its only shortcoming is the lack of a secondary market which means that the investor must wait until their contract expires or the borrowers pays the entire amount equivalent to the loan given.
однако займы дают равным образом берут под высокий годовой выигрыш, но с заниженными требованиями к участникам сделок. Часом у вас есть деньги, здесь вы можете одолжить их также заработать в любой момент процентах.
Для тех, кто берет займы, это плюс. А для инвесторов — большой минус.
Вкладывать крупные суммы повсечастно долгий день в такие стартапы — сомнительное предприятие.
Broader economic conditions can affect P2P lending returns, as economic downturns often lead to higher default rates. Investors should consider how their portfolios may be impacted by market cycles and balance P2P lending with investimento de alto rendimento other types of investments.
The company’s business conforms to the highest standards since it is maintained by the Bank of Lithuania. All the investment opportunities on the Profitus platform are secured by a mortgage.
More people turned to peer-to-peer companies for borrowing following the 2008 financial crisis because banks refused to increase their loan portfolios.
servicing loans, providing customer service to borrowers and attempting to collect payments from borrowers who are delinquent or in default
Profitus enhances investor confidence by adhering to the highest market standards, maintained under the oversight of the Bank of Lithuania, and by collaborating with reputable institutions, thereby boosting its credibility despite the inherent default risks influenced by factors outside investor control;
Насколько такой перевод соответствует закону (площадка ведь — посредник?)
Another example is when the P2P platform fails to keep investors up to date on the loan recovery process for a long time. Below is an example of what notifications are received by investors on their insolvent loans:
" Obtaining better interest rates is a common motivation for borrowers in this market. For lenders, borrower defaults can be more common than for traditional lenders. Various P2P platforms facilitate P2P lending, each with its own terms and risk assessments.
Let’s explore some advantages, as well as how P2P lending compares to traditional investment paths.